INTRODUCTION
These terms and conditions of service apply to the use of Apexcapitalwealth's investment and funds management services, through the website apexcapitalwealth.com and its subdomains. The website and the services are the properties of Apexcapitalwealth™. They set out how the hosted investment service works and describes all associated rights, responsibilities, limitations, requirements and restrictions. By using the website and/or the service, you agree to these terms of service.
Apexcapitalwealth reserves the right, at its sole discretion, to amend, change, modify, add, or remove portions of these terms of service, at any time. These changes take legal effect upon due notification to users. The current version of these terms and conditions is available in the terms page. Your continued use of the website and/or the service following the published updates to the terms will mean that you accept and agree to the changes.
By creating an account, you are agreeing to be legally bound by these “Terms and Conditions” and are committing fully and unconditionally to the obligations set out herein as these terms serve as a binding contract between you and us.
As long as you agree and comply with these terms, Apexcapitalwealth grants you a personal, exclusive, non-transferable privilege to enter and use the website and the service.
1. ABOUT THE TERMS OF SERVICE
1.1. This is an agreement (referred to as “terms” or “terms and conditions”) between Apexcapitalwealth (also referred to as “we”, “us” or “our” hereinafter) and the person accessing and using Apexcapitalwealth's website and/or service (also referred to as “user” “customer”, "investor", “you” or “your” hereinafter).
1.2. In these terms,
1.2.1. A reference to “cryptocurrency”, “cryptocurrencies” or “crypto” is a reference to the distributed, decentralized peer-to-peer digital currencies;
1.2.2. “Bitcoin” is a reference to a cryptocurrency known as Bitcoin ($BTC);
1.2.3. “Altcoins” is a reference to all cryptocurrencies other than Bitcoin, such as Solana ($SOL);
1.2.4. “Stable coin” is a reference to any cryptocurrency pegged at a rate of 1:1 with a FIAT currecny as such that its price is relatively the same with the currency it is pegged with. e.gs USDT, USDC, TUSD, PYUSD, DAI;
1.2.5. The “website” refers to apexcapitalwealth.com and all apps, software, emails or other subdomains which we use to provide the services of Apexcapitalwealth;
1.2.6. “Investors” are individuals who register to invest and earn profit with us;
1.2.7. “Service” is Apexcapitalwealth's investment service, which enables users invest and earn profits through our website;
1.2.8. “Support”, “customer support” or “support agent” refers to the support service of Apexcapitalwealth that is provided via whatsApp, on-site chat widget and support email correspondence;
1.2.9. The “dashboard” is the graphical user interface of a registered user's account on our website, through which the user interacts to perform all actions related to the service;
1.2.10. “Account” is your personal access terminal to the service through our website;
1.2.11. “Balance” is the amount of funds available in an account that is at the time of view, not invested into any plan;
1.2.12. A “deposit” is the transfer of funds from a crypto wallet to a customer's account on our website;
1.2.13. An "investment” is the deposit of funds into an investment plan by a user;
1.2.14. An "investment plan” is a set of rules and parameters that collectively determine the limits of an investor's deposit, the profit to be earned from such deposit (expressed in percentage), and also the amount of time it would take for the deposit to yield profit;
1.2.15. A “profit” is the periodic deposit to your balance as proceeds from your investment;
1.2.16. “Minimum deposit” is the set lowest possible amount of funds a user can invest into a particular investment plan;
1.2.17. “Maximum deposit” is the set highest possibe amount of funds a user can invest into a particular investment plan;
1.2.18. “Maturity” is the period of time it would take for an investment into an investment plan to yield maximum profit with respect to the terms of that investment plan;
1.2.19. A "withdrawal" is the transfer of funds from a customer's account on our website to a crypto wallet designated by the customer;
1.2.20. “Pending withdrawal” is a term used to describe the status of a withdrawal request that is blocked from being processed because of a violation of any of the terms of service;
1.2.21. The “referral rogram” or “partner program” is the feature that allows a customer receive funds as rewards for investments made by other customers;
1.2.22. A “referral link” is a customer-designated URL which when used by an intending investor to create an account on our website, grants the owner of this URL the right to earn referral commissions off the deposits of the new customer;
1.2.23. A "referrer" or "upliner" is an already existing user whose referral link is used by a new user to create an account;
1.2.24. A “referral” or "downliner" is a user who registered by using another user’s referral link;
1.2.25. A “referral bonus” or “referral commission” is the reward a referrer receives for a referral's deposit.
1.3. These terms apply to any investment you undertake by using the service and website and they form a legal agreement between you and Apexcapitalwealth on the acceptance of your application for an account.
2. REGISTRATION
2.1. By applying to register as an investor, you are confirming that you understand and accept the terms of service, and agree to comply with all the applicable laws and regulations enshrined.
2.2. To create an account on our website, you will need to submit some information such as your full name, a valid email address, a username, a wallet address for receiving withdrawn earnings. The Account allows you to add up to three (3) different crypto wallet addresses.
2.3. You must secure your account with a unique and powerful password known only to you.
2.4. You must ensure that all the information you enter during registration are accurate, not misleading and up to date.
2.5. The username and password you entered during registration will be allocated to you if you successfully complete your registration.
2.6. By applying to register as an investor, you are confirming that you understand and accept these terms of service and agree that you will be bound by them.
2.7. You may only apply to register as an investor if:
2.7.1. You are a resident of a nation/country/state/region not under an international financial sanction or total cryptocurrency usage and/or ownership ban;
2.7.2. You are 16 years old or over;
2.7.3. It is lawful for you to do so.
2.8. When you become an investor, we may ask you to provide us with a government issued identification or documentation in accordance to standard KYC/AML (Know Y0ur Customer/Anti-Money Laundering) requirements. This may include photographic identification and a recent proof of reseidential address.
2.9 We may also undertake our own identity, fraud and credit checks if the need be.
3. ACCOUNT RESTRICTIONS AND OBLIGATIONS
3.1. You will need your username and password to access the user area/dashboard of the website.
3.2. The number of accounts is limited to 1 for each user.
3.3. The confirmation email containing your username and password authenticates a successful registration hence a user can only make a deposit when they have receive this confirmation email.
3.4. If you lose access to your account, you can always use the "forgot password" feature to reset your password. In the case where a user loses both the password and access to the email the account is registered with, we may ask the user to provide information (some which may be deemed personal) to confirm ownership of the account. This may include but isn't limited to proof of identity; proof of residence; details of some identifiable activity on the account such as transaction amount, time, and hash.
3.5. You can only make investments for your own benefit. By using the website and/or the service you confirm that you are not acting for the benefit of any other person or entity.
3.6. We are entitled to assume that any use of your account on our website is made by you. You are solely responsible and liable for any use of the website or the service through your account or any other use of your username and password.
3.7. You can only create/manage one account per IP address/device/household.
3.8. A user is solely liable for any improper use of their password or account. It is advisable never to share your password or sensitive account information to anybody.
3.9. If you have reasons to believe that an unauthorized/unrecognized access has been made to your account, you must inform us immediately.
3.10. It is forbidden for investors to visit the website or use the service through anonymous proxies (such as Tor) and other services or technologies (such as a Virtual Private Network - VPN) that masks/change a user's IP address and location.
3.11. You agree not to falsely describe or otherwise misrepresent yourself in any dealings with Apexcapitalwealth through your account.
3.12. You are not allowed to abuse any campaigns, discounts, referral bonuses and/or referral systems, provided from time to time by Apexcapitalwealth and/or its partners.
3.13. The company is not responsible for temporary interruptions of work or failures in the use of the site, including any failures that have been caused by your a user's internet service provider.
3.14. The company shall not be liable for any loss arising from failure of a user to keep their computer devices free from malicious software used by third parties to get unauthorized access to user's account. It is a user's sole responsibility to check their computer devices for trojans, key loggers and other of such malware.
3.15. The company cannot be a defendant for failures in the availability of the website, if they were caused by force majeure circumstances.
3.16. Users are strictly forbidden from using or exploiting errors in design of the website, the service, features which have not been fully implemented, and/or “program bugs” for commercial/personal gain or as means to disrupt and/or destabilize the service and/or the website. You are required to report your findings to support@apexcapitalwealth.com when and if you encounter any of such.
4. PRIVACY POLICY
4.1. The company adheres strictly to the principles of anonymity and confidentiality of personal data of its customers.
4.2. The company does not divulge its users' personal, financial, and/or contact details to third parties.
4.3. All the data submitted by customers are either for access to our service, security of their account/funds, and/or for KYC/AML purposes.
4.4. Users' real names are never shown or displayed publicly.
5. CRYPTOCURRENCIES
5.1. We only accept deposits in form of the cryptocurrency tokens - Bitcoin ($BTC), Solana ($SOL) and USDT-TRC20 ($USDT).
5.2. You must not buy, sell, exchange, hold, invest, own, use or exploit cryptocurrencies in any way which is prohibited by the laws or regulations of your nation/country/state/region of residence.
5.3. By agreeing to these terms of service with respect to the usage of cryptocurrency and our service, you are indicating that you understand and accept these terms.
6. DEPOSIT
6.1. All invoices are issued in USD (United States Dollar) by default. A user making a crypto deposit not in USD should take into account the exchange rate of that currency to USD at the moment of payment invoice generation as they are responsible for the accuracy of their deposit amount in USD.
6.2. A user can make a deposit using a variety of payment methods:
6.2.1. Using Bitcoin from a crypto wallet (i.e the transfer of BTC to the BTC wallet address shown in the payment invoice), the amount to pay depends on the sum in USD with respect to the BTC/USD exchange rate at the time the payment invoice is generated;
6.2.2. Using Bitcoin from account balance (i.e BTC deposit to an investment plan directly from the user's account balance);
6.2.3 Using Solana from a crypto wallet (i.e the transfer of SOL to the SOL wallet address shown in the payment invoice) the amount to pay depends on the sum in USD with respect to the ETH/USD exchange rate at the time the payment invoice is generated;
6.2.4. Using Solana from account balance (i.e Sol deposit to an investment plan directly from the user's account balance);
6.2.5. Using Usdt-Trc20 from a crypto wallet (i.e the transfer of Usdt-Trc20 to the Usdt-Trc20 wallet address shown in the payment invoice) the amount to pay depends on the sum in USD with respect to the TRX/USD exchange rate at the time the payment invoice is generated;
6.2.6. Using Usdt-Trc20 from account balance, (i.e Usdt-Trc20 deposit to an investment plan directly from the user's account balance).
6.3 A user making a deposit from a crypto wallet is solely responsible for covering the associated fees involved in making crypto transactions.
6.4. A user has the right not to proceed with a deposit and cancel provided the deposit has not been 'SAVED FOR PROCESSING'. Apexcapitalwealth will not process requests to cancel unpaid but 'SAVED' deposits as this ammounts to an act of deception and not possible to cancel but can only be cleared.
6.5. The company does not bear responsibility for mistakes made by a user when completing the payment details such as transaction hash.
6.6. A user is solely responsible for the accuracy of a deposit, including but not limited to: the destination account, transferable amount and other payment details.
6.7. If the transferred amount is below the specified amount on the deposit details, Apexcapitalwealth reserves the right, at its sole discretion, to order the transfer to me remade accurately and accordingly, before the deposit will be activated.
6.8. If the transferred amount is above the specified amount on the deposit details, Apexcapitalwealth reserves the right, at its sole discretion, to order the transfer to me remade accurately and accordingly, before the deposit will be activated.
6.9. If the user initiates the payment to the wrong destination wallet address, Apexcapitalwealth will not be held responsible and will decline any claims.
6.10. Apexcapitalwealth is not obliged to proactively resolve payment related issues without a claim submitted by the customer.
6.11. In the case of payment related issues, these terms cover the users:
6.11.1 A user has the right to raise a payment related claim/dispute by contacting support within 30 days from when the payment was made with substantial proof of payment as requests submitted after 30 days will not be processed;
6.11.2. Proof of payment includes but is not limited to: unique transaction hash/link/ID, destination wallet address, transferred amount, valid account statement from the payment system used;
6.11.3. If a substantial proof of payment is not provided within 30 days, we reserve the right to decline customer’s claim(s).
6.12. Unless otherwise stated, all deposits are final and non-refundable until the investment maturity date.
6.13. The Company shall not be liable for any loss arising from delay in the transmission of the funds caused by force majeure. Delays may result from failures of the electronic payment systems used for deposit and/or withdrawal.
7. INVESTMENTS
7.1. An investment is valid and profitable until the maturity period elapses.
7.2. Apexcapitalwealth offers a total of four (4) unique investment plans, each of these plans have specific terms, parameters, and limitations.
7.3. Investment plans with a stated maturity perdiod will not yield profit beyond that period until the investor makes another investment.
7.4. Every deposit is considered a private transaction between the company and the investor.
7.5. A deposit is considered active if its term has not expired according to the terms of that particular investment plan.
7.6. All accruals in the account balance are made according to the chosen investment package.
7.7. Profits and payouts are made only in the cryptocurrency used by that investor to make deposit.
7.8. Payment of referral commissions is made only in the cryptocurrency used by a particular referral to make deposit.
7.9. The company does not pay referral commissions for deposits made by a referral from their account balance.
7.10. The investor agrees that before making a deposit into an investment plan, they carefully checked all the details about the investment plan and fully agreed with all the terms and conditions of the selected investment plan.
7.11. The investor acknowledges and agrees that any investment plan chosen cannot be changed after a deposit has been created.
7.12. Unless otherwise stated, investors are not allowed to invest an amount lesser than the grand profit (total capital + total net profit) from their immediate last investment.
7.13. Apexcapitalwealth reserves the right to switch and/or change the terms and parameters of any or all of its investment plans with due notice to investors.
7.14. Account upgrade must be done in the form of a fresh external deposit from a crypto wallet into a higher investment plan.
7.15. Any change or upgrade of investment plan carried out within the same calendar week of investing in a lower investment plan must be done with exactly the minimum amount of the intended investment plan and not more. This is to ensure proper sequencing and transitioning of an account from one investment plan to a higher one.
8. INVESTMENT PLANS
8.1. BASIC PLAN:
8.1.1. Minimum deposit is $200;
8.1.2. Maximum deposit is $4,999;
8.1.3. Profit is 1.6% daily for 3 days;
8.1.4. Maturity period is 3 days (i.e 72 hours);
8.1.5. Capital and profit become available in the investor's account balance exactly 72 hours after deposit is expired;
8.1.6. You are allowed to reinvest from your account balance just three(3) times, then you have to withdraw and deposit again to keep earning this plan or just top up your account and countinue your investment.
8.2. STANDARD PLAN:
8.2.1 Minimum deposit is $5,000;
8.2.2. Maximum deposit is $19,999;
8.2.3. Profit is 3% daily for 10 days;
8.2.4. Maturity period is 10 days (i.e 240 hours);
8.2.5. Capital and profit become available in the investor's account balance exactly 240 hours after deposit is expired;
8.2.6 Unless otherwise authorised, you can only invest in this plan for 3 times in a month(deposits from crypto wallet not from account balance);
8.2.7 You are allowed to reinvest from your account balance which is unlimited on this plan.
8.3. PREMIUM PLAN:
8.3.1. Minimum deposit is $20,000;
8.3.2. Maximum deposit is $49,999;
8.3.3. Profit is 5% daily for 20 days;
8.3.4. Maturity period is 5 days (i.e 480 hours);
8.3.5. Total investment term is exactly 480 hours from when the deposit is confirmed;
8.3.6. Unless otherwise authorised, you can only invest in this plan once every month;
8.3.7. 5% of the invested amount becomes available in the account balance after every 24 hours for 20 consecutive days;
8.3.8. The invested capital and the last 5% profit become available in the account balance immediately after the expiration of the term;
8.3.9. Investors CAN NOT withdraw the profits before the expiration of the 20-day term;
8.3.10. Investors can only make withdrawals from this plan when the term expires;
8.3.11. Investors CAN NOT withdraw the invested capital until the expiration of the term;
8.3.12. Reinvestment from account balance IS UNLIMITED for this plan.
8.4. REPRESENTATIVE PLAN:
8.4.1. Minimum deposit is $50,000;
8.4.2. Maximum deposit is $No-Limit;
8.4.3. Profit is 6.5% daily for 30 days;
8.4.4. Maturity period is 30 days (i.e 720 hours);
8.4.5. Total investment term is exactly 720 hours from when the deposit is confirmed;
8.4.6. Unless otherwise authorised, you can only invest in this plan once every month;
8.4.7. 6.5% of the invested amount becomes available in the account balance after every 24 hours for 30 consecutive days;
8.4.8. The invested capital and the last 6.5% profit become available in the account balance immediately after the expiration of the term;
8.4.9. Investors CAN withdraw the daily profits before the expiration of the 30-day term;
8.4.10. Investors CAN NOT withdraw the invested capital until the expiration of the term;
8.4.11. Reinvestment from account balance IS NOT ALLOWED for this plan, you have to withdraw and deposit again after 30days to keep earning this plan or just top up your account and countinue your investment.
9. ACCOUNT BALANCE
9.1. The balance in your dashboard is the amount of idle funds available in your account which isn't invested into an investment plan at the time of viewing.
9.2. Funds earned will be transmitted directly to your account balance and not to your crypto wallet.
9.3. The funds in a user's account balance can be used in the following ways:
9.3.1. Unless otherwise stated, the funds in a user's account balance can be withdrawn at anytime as long as this action will not amount to a violation of the terms of your investment plan;
9.3.2. The funds in a user's account balance can also be invested into an investment plan to earn profit as long as this action will not amount to a violation of the terms of your investment plan.
9.4. Apexcapitalwealth reserves the right to make appropriate adjustment to a user's account balance after proper retroactive recalculations in the case of proft miscalculation caused by a glitch in our system.
10. FEES
10.1. Unless otherwise stated, we do not charge any fee for deposits & withdrawals.
10.2. In the case where a user emerges a winner in some of special promotional offers, the user is compulsorily liable to pay the tax for such earnings upfront before such earnings can be processed by the system and sent to the user.
10.3. For some certain acts of contravention to these terms of service, you might be required to "upgrade" your account or make an "error-clearing deposit" to neutralize such violations.
11. IMPLICATIONS OF BREACH OF TERMS
11.1. Without limiting any other rights we have, our systems may suspend or terminate access to your account, the website and/or the service, or alternatively withold the ability to process your withdrawal request if you breach any of these terms of service.
11.2. If we have grounds to suspect that you are using the website or the service fraudulently or deceptfully, your account can be suspended until you are able to substantially verify your identity and prove that fraud or impropriety has not occurred or been attempted.
11.3. It is our sole responsibility to duly notify the user of any anticipated suspension or terminations of access of the website or the service for breach of our terms and policies.
12. RISK NOTICE
12.1. The value of cryptocurrency is subject to changes caused by volatility of the crypto token in question. This is because the price of crypto tokens are always fluctuating (ie. crypto to fiat exchange rates like BTC/USD, SOL/USD ). This is why it is always advised that you make your deposits and investments with stable crypto tokens such as USDT-TRC20 (on Tron chain/network i.e TRC20), this stable token is pegged to the US Dollar and relatively isn't volatile.
12.2. In the case of a natural disaster or other unforseen circumstances that may hinder our ability to payout the promised profits, we would resort to our "IF" investors' insurance vault, which can refund deposits of up to $250,000. The IF is the insurance company "which apexcapitalwealth is insured in"; an insurance agency responsible for insuring investment and funds management companies/businesses like Apexcapitalwealth .
13. COMMUNICATIONS
13.1. When using the website, you accept that communications with us will be mainly electronic. You agree to this electronic means of communication and you acknowledge that all contracts, notices, information and other communications that we provide to you electronically comply with any legal requirement that such communications be in writing.
13.2. You will not make available, post or transmit to the website any statement, material or other content, nor use the website in any way, that:
13.2.1. Is unlawful or may give rise to civil or criminal liability;
13.2.2. Infringes any copyright or other intellectual property rights of any third party;
13.2.3. Infringes any third party’s rights of privacy or rights of publicity;
13.2.4. Includes any computer virus or other malicious software;
13.2.5. Is abusive, pornographic, defamatory, discriminatory or obscene;
13.2.6. Harasses members of staff, support agents, marketers, investors any other person;
13.2.7. Interferes with another investor’s use of the website;
13.2.8. Impersonates any moderator, administrator, staff or any other person connected with the Apexcapitalwealth brand;
13.2.9. Contains the confidential information of any other person;
13.2.10. Solicits passwords or personal information;
13.2.11. Contains video, photographs, or images of any other person without his or her permission (or in the case of a minor, the minor’s legal guardian);
13.2.12. Exploits any other person;
13.2.13. We consider inappropriate;
13.2.14. Encourages or provokes any other person to do any of the acts listed above.
13.3. We will communicate with investors primarily with their registered email addresses before considering other available means of communication.
13.4. Because we send notices primarily to investors' email, you will be deemed to have received a notice at the time the email is confirmed to be sent by our email server. Conversely, we will be deemed to have received a notice when we issue a confirmation to you.
13.5. All emails (or other messages) we send are intended for the addressee only.
14. GENERAL
14.1. These terms of service are subject to your statutory and common law consumer rights and will not limit any rights you might have that cannot be excluded under applicable law. These terms of service will not exclude or limit our liability for death or personal injury resulting from our negligence nor any fraudulent acts or representations or for any statutory liability not capable of limitation.
14.2. These terms of service, together with the terms of use, privacy policy and any instructions, guidance and similar information found on this page, constitutes the entire agreement between you and Apexcapitalwealth relating to your use of the website and/or investment services and, to the exclusion of any other terms.
14.3. Our failure to enforce any term does not constitute to the waiver of that term.
14.4. If any part of these terms is found to be unenforceable, it will be amended to the minimum extent necessary to make it enforceable and the remainder of the provisions will remain in full force and effect.
14.5. This website is presented in multiple languages with the help of a translator API. In the case of a conflict between translations, the English version will prevail.
14.6. All questions, suggestions, complaints and general comments should be directed to us via any of our support channels.